Sharper Cards Makes Selling Insurance Easier Than Ever Before

Things You Need to Know Before Buying Car,House, Health & Life Insurance online.

Insurance Buying Tips #1: Shop smart
When looking for insurance, your No. 1 priority should be to find adequate coverage. Price is important, but you’ll want to determine what kind of coverage you need first. Then you can fit that coverage into your budget and determine which carrier can provide you with the most comprehensive policy for your situation. You may be tempted to choose insurance with the lowest price tag, but if you don’t have enough coverage (or the right kind of coverage), you will see less financial benefit when it comes time to file a claim.
Insurance Buying Tips #2: Look for discounts
Once you evaluate your coverage needs, factor in your budget and find ways to save. Ask your insurance agent if there are any discounts on your coverage. Often, carriers offer discounts for things like paying your policy in full, staying auto accident-free or, if you’re in school, getting good grades. You also can save money by “bundling” multiple policies, such as purchasing a home and auto policy from the same carrier.
Insurance Buying Tips #3: Fill in the gaps
An average policy will cover the basics, but you may need to add extra coverage to meet your unique needs. For instance, you may have items like electronics or a nice piece of jewelry that would be financially difficult to replace, even with the assistance of your average renters or homeowners policy. You may want to add additional coverage for these items.

Let's face it. There are few things you can do to promote your life insurance products if you are an insurance agent. Of course, you can hang a sign over your door or on your property. You can take out a few ads online and in your local newspapers and other circulars. You can even create a website and have it optimized for your local markets as well as on a more regional level. However, most insurance agencies overlook the one key thing that can help them sell more policies: print collateral.

That's right. Print marketing is still an effective tool when it comes to selling insurance products, including life insurance products as it is still a preferred avenue for marketing for the main demographic looking to secure life insurance, whether it's an initial life policy or supplemental life insurance. By finding better print marketing collateral products, you have the opportunity to reach far more customers than your competition.

Insurance Buying Tips #4: Purchase life insurance—you aren’t too young
Life insurance is essential, no matter how young or old you are. And for millennials, buying now may be a smart move because it’s cheaper to buy a life insurance policy when you’re young and healthy. This kind of insurance can help your family cover unexpected costs in your absence, including student loan debt or a mortgage, in addition to end-of-life costs. And if you have kids, a life insurance policy can also support their education or childcare expenses. Additionally, every millennial should consider long-term disability coverage, which helps you stay afloat financially if an accident happens and you become disabled and unable to work.
Insurance Buying Tips #5: Talk to an independent agent
An independent insurance agent is an essential resource when purchasing insurance—especially if this is your first time. An independent agent works with multiple different carriers, which is different from captive agents who can only sell insurance from the carrier they work for. Working with an independent agent can help make sure that you are getting the best coverage, for the best price. You’ll also benefit from independent agents’ insurance knowledge; they know how to talk you through your options and actually explain what each policy includes. An independent agent will make sure all of your assets are covered, help you find discounts or other ways to save, and be a valuable resource as your life changes and your insurance needs change, too.
Insurance Buying Tips #6: Only buy insurance to maintain your existing standard of living
You don’t need insurance for events that won’t severely strain your finances. Start with your basic needs (home, auto, business), then work your way to include other needs (cyber, liability). You can always obtain coverage later for something if you change your mind. You can minimize your risk and maximize your savings by buying insurance that won’t cause you to break the bank.

Sharper Cards is the leading provider of print marketing collateral for a variety of industries, including the finance and insurance industries. They offer a wide range of insurance marketing ideas that simply aren't available anywhere else. Each one of their life marketing ideas is proven to produce results in a given market. And all of the life marketing ideas offered by Sharper Cards are 100% customizable and some of the most affordable marketing ideas you'll come across, creating a unique opportunity to increase your return on your investment. This means that using marketing products offered by Sharper Cards offers you the ability to attract many more customers that you thought possible and then increase your profit margin on every insurance policy you sell. It's a win-win-win for everyone involved.

So, if you are looking for a better way to market your insurance agency or the insurance products you sell, take a few minutes to visit Sharper Cards today and begin browsing their vast selection of life marketing ideas today. Simply choose a few that you believe will service your needs the best, then take a few minutes to customize them to reflect your business and your market needs, then sit back and watch new customers flock to your front door. It's really a no-brainer.

For more information about the products and customization services offered by Sharper Cards and how they can help you promote your business and your insurance products, please visit today. Or, simply visit the Sharper Cards website and begin selecting the insurance marketing ideas that you need to elevate your insurance agency above your competition. Visit today and begin your journey to a more successful insurance agency. You'll be glad you did.

Insurance Buying Tips #7: Ask your insurance provider what the policy doesn’t cover
Every insurance policy has perils that are not covered by your policy. These perils are referred to as “exclusions”, and every policy has them. Ask your insurance provider to explain the exclusions in your policy to avoid discovering what they are once you incur damages or a loss.
Insurance Buying Tips #8: Consider bundling several policies with one insurance carrier
here may be value in bundling several policies with one insurance carrier. If you’re looking to insure multiple vehicles or obtain multiple types of business coverage (e.g., liability, property, cyber), then you may want to consider obtaining coverages under one insurance provider who carries multiple products, and who may be able to offer you multi-policy discounts or loyalty programs.
Insurance Buying Tips #9: Review your insurance needs on a yearly basis
As your needs evolve, so will your insurance policy. Maybe you’ve acquired a new vehicle since obtaining auto insurance for your primary vehicle, or started operating your business out of your home, or experienced a cyber-attack during the year… Whatever the change(s), you’ll want to make sure you’re covered for any new risk exposures. Talk to your insurance provider to stay on top of your insurance needs.
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