With TwoFactor Authentication Keep Your Microsoft Account Safer

Things You Need to Know Before Buying Car,House, Health & Life Insurance online.

Insurance Buying Tips #1: Shop smart
When looking for insurance, your No. 1 priority should be to find adequate coverage. Price is important, but you’ll want to determine what kind of coverage you need first. Then you can fit that coverage into your budget and determine which carrier can provide you with the most comprehensive policy for your situation. You may be tempted to choose insurance with the lowest price tag, but if you don’t have enough coverage (or the right kind of coverage), you will see less financial benefit when it comes time to file a claim.
Insurance Buying Tips #2: Look for discounts
Once you evaluate your coverage needs, factor in your budget and find ways to save. Ask your insurance agent if there are any discounts on your coverage. Often, carriers offer discounts for things like paying your policy in full, staying auto accident-free or, if you’re in school, getting good grades. You also can save money by “bundling” multiple policies, such as purchasing a home and auto policy from the same carrier.
Insurance Buying Tips #3: Fill in the gaps
An average policy will cover the basics, but you may need to add extra coverage to meet your unique needs. For instance, you may have items like electronics or a nice piece of jewelry that would be financially difficult to replace, even with the assistance of your average renters or homeowners policy. You may want to add additional coverage for these items.

Two-Factor Authentication (2FA) is a robust security measure deployed across services and smart devices to prevent illicit access to the user accounts. The method works on the principle of supplying a second piece of information in addition to username and password, which makes it impossible for a hacker to steal critical personal, financial and business information.

Microsoft has embraced the Two Factor Authentication solutions in a bid to protect its billions of users on the globe. With its new verification method, the conglomerate aims to protect Microsoft services, such as, SkyDrive, Outlook.com webmail, and Xbox Live. Microsoft sends a a short code to the user's registered mobile phone, which the individual can enter post providing the username and password. Alternatively, the company can request a substitute email address during 2FA verification process.

How it Works?

Microsoft Corporation intends to fiercely protect your personal information, financial information like credit cards and tax returns, and critical business data from the cyber thieves. Turning on two-step authentication from Microsoft will keep your data safe.

In two easy steps, you can immediately protect your information.

Insurance Buying Tips #4: Purchase life insurance—you aren’t too young
Life insurance is essential, no matter how young or old you are. And for millennials, buying now may be a smart move because it’s cheaper to buy a life insurance policy when you’re young and healthy. This kind of insurance can help your family cover unexpected costs in your absence, including student loan debt or a mortgage, in addition to end-of-life costs. And if you have kids, a life insurance policy can also support their education or childcare expenses. Additionally, every millennial should consider long-term disability coverage, which helps you stay afloat financially if an accident happens and you become disabled and unable to work.
Insurance Buying Tips #5: Talk to an independent agent
An independent insurance agent is an essential resource when purchasing insurance—especially if this is your first time. An independent agent works with multiple different carriers, which is different from captive agents who can only sell insurance from the carrier they work for. Working with an independent agent can help make sure that you are getting the best coverage, for the best price. You’ll also benefit from independent agents’ insurance knowledge; they know how to talk you through your options and actually explain what each policy includes. An independent agent will make sure all of your assets are covered, help you find discounts or other ways to save, and be a valuable resource as your life changes and your insurance needs change, too.
Insurance Buying Tips #6: Only buy insurance to maintain your existing standard of living
You don’t need insurance for events that won’t severely strain your finances. Start with your basic needs (home, auto, business), then work your way to include other needs (cyber, liability). You can always obtain coverage later for something if you change your mind. You can minimize your risk and maximize your savings by buying insurance that won’t cause you to break the bank.

Step 1: Reaching the Security Info Page

Log into your Microsoft account and enter your username and password as instructed. Once you are logged in, choose Security Info option from the list populated on the left-hand side of your browser window.

Microsoft will verify your identity by texting a security code via an SMS or ask for an alternative email address. Now select the option you prefer from the list and click Next, enter the verification code you have received in the next screen and click Submit. Bingo! You now have an access to your security settings for authoring the two-factor authentication method.

Step 2: Esatblishing 2FA

On your Security Info screen search for Two-step verification. Once found, simply click on the link labelled “Set up two-step verification.” Microsoft will proceed with the steps of 2FA.

ing on the next screen will give you an overview of the process. Follow the instructions to set up the two-factor authentication process for your specific Microsoft account. Upon completion of the process, Microsoft will send you a security code to that email address. Type this security code and press enter to establish Microsoft two factor authentication for your email address.

Congratulations!!! You have established a protected connection for accessing your Microsoft accounts, from any location. Now how easy was that?

Insurance Buying Tips #7: Ask your insurance provider what the policy doesn’t cover
Every insurance policy has perils that are not covered by your policy. These perils are referred to as “exclusions”, and every policy has them. Ask your insurance provider to explain the exclusions in your policy to avoid discovering what they are once you incur damages or a loss.
Insurance Buying Tips #8: Consider bundling several policies with one insurance carrier
here may be value in bundling several policies with one insurance carrier. If you’re looking to insure multiple vehicles or obtain multiple types of business coverage (e.g., liability, property, cyber), then you may want to consider obtaining coverages under one insurance provider who carries multiple products, and who may be able to offer you multi-policy discounts or loyalty programs.
Insurance Buying Tips #9: Review your insurance needs on a yearly basis
As your needs evolve, so will your insurance policy. Maybe you’ve acquired a new vehicle since obtaining auto insurance for your primary vehicle, or started operating your business out of your home, or experienced a cyber-attack during the year… Whatever the change(s), you’ll want to make sure you’re covered for any new risk exposures. Talk to your insurance provider to stay on top of your insurance needs.
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